Qualifying for a home loan
The first step is to work out how much you’ll be able to borrow form each of the major lenders. For a quick approximation you can try our Borrowing Capacity Calculator on the link below. For a more detailed assessment of which lenders will approve your application you’ll need to speak to one of our loan consultants who will qualify you in under 10 minutes with every major lender in Australia because it’s important to make sure you know all your options. In the mean time, don’t forget to try some of our other calculators, which include:


Borrowing Capacity Calculator   Click here

Mortgage repayment calculator   Click here

Stamp duty calculator   Click here

Home loan fees & charges estimator   Click here

Save up to 40% on my loan repayments   Click here

Deposit Bond cost calculator   Click here


What to look for when choosing a loan?
Whilst the interest rate should be competitive, it is not the only factor you need to consider. Money St recommends you consider the fees and charges, the term of the loan, repayment options and the amount required for the deposit as all these issues will affect the overall cost of your loan. You should also consider each lenders A.T.M. access, Internet banking, cheque facilities, bill paying capability and a host of other features.

Choosing the right lender and loan?
Because we all have different jobs, earn different amounts of money and buy property for different reasons, the loan that will suit you may not necessarily suit someone else. That`s why when comparing lenders its important to make sure that the products and features you're comparing are the same and don’t have hidden costs, penalties or special conditions that could be easily avoided with the right advice.

Your can narrow down your options, by discussing your situation with a Money St Representative or simply email us your requirements on the Money St Loan Selector.

Is applying for a home loan at Money St easy?
Money St is Australia’s first “multibank loan centre” providing convenient, free access, to the best and most competitive banks and lenders under one roof. Our qualified staff will listen to your concerns and then help you to compare lenders, interest rates, fees and charges whilst using the best loan assessment calculators in the industry to help take the guess work out of arranging a loan. Best of all, we’ll manage your loan application right through until the day you settle.

So applying for a home loan with any of the lenders at Money St is as simple as visiting us at:

NSW Head Office
265-277 Liverpool Street
Darlinghurst NSW 2010

Hours of Operartion
Mon-Fri 8:00am - 6:00pm
Sat: 10:00am - 4:00pm
Sun: by appointment

What if I need someone to visit me?
Why don’t you arrange for one of our mobile loan consultants to come and see you at your home or office? A Money St consultant is available in most major areas and is fully equipped with sophisticated laptop computers with online internet access, bank brochures, application forms, product information and much more.

Simply call 1800 800 767 to arrange your appointment, or complete the “Book Appointment” form on the Contact us page.

What happens once I've applied?
Once your application has been completed and you have supplied the supporting information, Money St will process the loan with the lender for a quick decision. Money St will also handle the whole process with the lender for you - right until the day you settle on the property, free of charge.